Whether you need to sell a difficult property or find a path to a home of your own, Justin Holmes gives St. Louis families clear options and a real person to call.
Complicated house? You do not have to figure it out alone. Tell Justin what is going on and get a straightforward, no-pressure next step.
Call or text314-648-2611We can talk through situations like:
Here are six current opportunities. Posted prices and property facts appear on each card, with Coming soon shown while new details are being prepared.
Updated throughout • All-new electrical and plumbing • Full basement
Updated Sep 20, 2026View property details ↗A three-bedroom, two-bath rent-to-own opportunity in Creve Coeur with the total purchase price shown.
Updated Aug 15, 2026View property details ↗Updated flooring • Off-street parking • Yard space
Updated Sep 25, 2026View property details ↗An available two-bedroom, one-bath cash-purchase home in St.
Updated Sep 20, 2026View property details ↗An available two-bedroom, one-bath cash-purchase opportunity in St.
Updated Sep 7, 2026View property details ↗A two-bedroom, one-bath apartment rental in Cahokia Heights.
Updated Sep 7, 2026View property details ↗These completed transactions are a sample of the properties Homes 4 Holmes has worked on across the St. Louis area. Every deal starts with a real property, a real situation, and a clear next step.
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SoldHave a property that needs a practical solution?
Request my selling optionsA lease-purchase program can give you time to become mortgage-ready while you live in the home you plan to buy. The goal is to start the financing work early—not wait until the end of the agreement.
Review the home, total purchase price, and lease-purchase terms before deciding whether it fits your household and budget.
Your agreement explains the purchase price, lease period, required funds, responsibilities, and other property-specific terms.
Use the 36-month window intentionally. Begin working with a lender early on credit, income documentation, savings, or anything else needed for financing.
You do not have to wait until the end. If you qualify for a mortgage sooner, you can complete the purchase during the 36-month period.
Justin’s mother received about $15,000 from an accident settlement. She had steady income, money ready for a home, and a serious desire to become a homeowner. But because of where her credit stood at the time, the bank would not approve her yet.
She had to wait about six months before she could qualify for a mortgage. During that entire time, she already knew she wanted to buy. She did not need someone to tell her to keep dreaming—she needed a practical bridge between being ready in her heart and being ready on the bank’s paperwork.
“She could have been living in the home she wanted while working toward approval instead of sitting on the sidelines waiting for the bank to say yes.”
That experience became a major reason Justin is passionate about rent-to-own and lease-purchase homes in the St. Louis area. Homes 4 Holmes is designed to help qualified buyers secure a home, agree on a purchase price, and use the next 36 months to work deliberately toward mortgage approval. Buyers can purchase at any point during that period once they are ready and approved—they do not have to wait until the final month.
Homes 4 Holmes helps people who are serious about homeownership but may need time before a traditional lender is ready to approve them. We explain the home, purchase price, lease-purchase structure, and next steps in plain language so you can decide whether the opportunity makes sense for you.
It is a home you lease with an agreement that gives you a path to buy it. You live in the property while working toward the mortgage or other financing needed to complete the purchase.
No. The 36 months are a window, not a waiting requirement. If you become mortgage-ready sooner and your lender approves the financing, you can purchase the home sooner.
Start with a lender early. Depending on your situation, that may mean improving credit, documenting income, reducing debt, building savings, or resolving another issue that affects mortgage approval.
Begin with the total purchase price, property details, required funds, and your monthly budget. Then talk with our team and a lender before you commit so you understand both today’s terms and the plan for ownership.
Program availability and terms vary by property and agreement. Participation does not guarantee future mortgage approval; financing decisions are made by the buyer’s lender.
Justin is a St. Louis digital creator and real-estate problem solver who believes every property has a story—and every family deserves to understand their options.
“Another family. Another set of keys. Another fresh start.”
Browse current opportunities, dated listing updates, completed properties, and the public Homes 4 Holmes community before deciding on your next step.
Every available property has its own photos, purchase path, facts, and direct inquiry option.
Live property inventoryPast transactions and sold homes are displayed with real property photos and locations.
Visible track recordSee Justin’s public local presence and ongoing Homes 4 Holmes community activity.
Public social presenceOpportunities across St. Louis, North County, Belleville, and the Metro East.
Two-state service areaRead practical, locally focused guidance for buyers and property owners across St. Louis, Florissant, Belleville, and the Metro East.